Should You Get a Joint Mortgage?

Buying a home is an enormous financial step for everyone. And, luckily, you often won’t have to go through the process on your own. A lot of people buy a home with another person. It could be a spouse, sibling or even a friend. If you’re going through the mortgage process with a partner or partners, you can choose for an individual or a joint mortgage.

In this article we’ll explain what’s involved in a joint mortgage, how to qualify, which credit score is needed and what happens if the other person wants to refinance or sell or passes away.

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